Payments

Insights from the
front line

The analysis below covers the regulatory issues that Finvisor's payments practice is working through with clients right now. Supervisory priorities, authorisation strategy, safeguarding governance, AML/CFT maturity, and what the CBI and FCA are actually focusing on when they engage your firm. Written by practitioners who have held CCO, MLRO, and Head of Compliance roles inside payment and e-money firms across multiple jurisdictions.

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Payments

CBI RSO 2026: Payment Institutions & E-Money Institutions

The CBI's RSO is a direct statement of supervisory intent. This briefing covers all five focus areas, Finvisor's independent assessment, and the questions your Board, CEO, and Head of Compliance should be asking now.

06 Apr 2026
·
4
Pages
CBI
PI/EMI
Safeguarding
AML/CFT
Dora
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58
CBI-authorised payment & e-money firms
Payments
Regulatory Briefing

The FCA is stepping up its safeguarding requirements on firm to better protect customers when payments and e-money firms go out of business

With a growing number of consumers relying on e-money services, the FCA's proposals are designed to ensure that consumer funds are better protected in the event of firm insolvency.

Apr 2026
Payments
Regulatory Briefing

When is E-Money Actually E-Money? Understanding the EBA’s Interpretation

In an era of rapid digital financial innovation, the precise definition of electronic money (e-money) is crucial for regulatory clarity.

Apr 2026
Payments
Regulatory Briefing

Payments Industry Regulations Overview

The CBI's introduction of a Pre-Approval Controlled Function for the Head of Safeguarding is one of the most significant governance changes in the 2026 RSO. Firms must assess whether their current safeguarding oversight meets the PCF standard before they are contacted.

Apr 2026

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CBI RSO 2026: CASP Briefing
Apr 6
5
Pages
PDF
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CBI RSO 2026: EMI & PI Briefing
Apr 6
5
Pages
PDF
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Maturity Assessments

Operational Resilience AssessmentAML/CTF Maturity Assessment

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